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how to obtain life insurance after diagnosis
Alynn
Posted: Thursday, July 7, 2016 1:34 PM
Joined: 2/14/2015
Posts: 7


Hello,

My husband is 42 diagnosed with Primary Progressive Aphasia. He was not diagnosed with AD yet due to insurance not paying for the PET scan.

 

Is there anyone that has obtained life insurance, or long-term care insurance after a diagnosis?

Will they ask for medical records, will they approve anything with PPA?

Any thought would help?


Michael Ellenbogen
Posted: Friday, July 8, 2016 6:16 AM
Joined: 11/30/2011
Posts: 4244


If he has a definite diagnoses that is going to be very hard. Not to say impossible. But the fees you end up paying may be very high and it could be costing you for many years depending on how long he lives. Keep in mind you cannot lie about chat you know because they are a loud to default if you do.  I would also check with HIPP laws if you really need to do this and see if you may be allowed by law to not give them the answer legally. That may be a possibility.