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The the parents refuse to listen to reason, sometimes all you can do is wait for the
inevitable crisis + then swoop in + take charge.
It really is important that their affairs are in order(DPOAs. health care directives, knowledge of where their records are, etc) but beyond that, sometimes you just have to give them enough rope to hang themselves(so to speak)
Please do not think in terms of "intervention". Rather think in terms of slow change of command.
Your parents need medical and legal attention. Do you have any idea where they are in the medical dept? Do they have a PCP that they see on a regular basis? What meds and OTC stuff are they taking? This you can find out by looking at pill bottles.
Legal care? YOu can start a conversation by telling them it was suggested to you to draw up a DPOA, Health Directive and Will then ask for their advice? That can get the ball rolling. Besides you do need to have these documents. Everyone does.
It is all in the approach.
You need to approach it from their love of each other-
Dad, after all your surgeries if something happens to you, how do you want us to be able to take care of mom? Can we get all that handled now so if something does happen it will be so much easier for mom
Mom, same as above
Don't go in wit "attitude" won't help, go in from practical you all older now, so how can we make sure down the road things are taken care of
Get the POA set up NOW if at all possible then when it hits the fan you will be ready